బ్యాంకింగ్ అవగాహన

 1.    As per RBI guidelines, a Savings Bank Account can be opened with a bank by a Minor in                   his/her  name and  operated by himself/herself provided the Age of the Minor is?
     a)    Above 5 years
     b)    Above 10 years
     c)    Above 8 years
     d)    Above 12 years
     e)    No Minimum age prescribed
 2.    GDRs (Global Deposit Recei-  pts) are issued in which Curre- ncy?
     a)    British Pound   b) US Dollar
     c)    Any Major Currency of the World
     d)    German Mark
     e)    Japanese Yen
 3.    Banks in India can dispose of their bad loans known as NPAs (Non Performing Assets) through         which of the following modes?
     a)    By selling them to ARCs (Asset Reconstruction Com- panies)
     b)    By Writing off the NPAs in their Books
     c)    By recovering the dues using all available means
     d)    'a', 'b'&'c' of the above
     e)    'b' & 'c' of the above
 4.    The World Bank approved financial assistance for Uttara- khand State which was hit by rains &          landslides in June 2013.  What is the quantum of assistance?
     a) USD 1250 Million
     b) USD 2500  Million
     c) USD 250 Million
     d) USD 25 Million
     e) None of the above
 5.    Who is the current Chairman of Gujarat Cooperative Milk Marketing Federation Ltd. (GCMMF)               popularly known as Amul?
     a) Vipul Chaudhary
     b) R S Sodhi
     c) Dr Verghese Kurien
     d) Dr M S Swaminathan
     e) None of the above
 6.    Which Country is the largest Importer of Crude Oil as of October 2013?
     a) India     b) Russia
     c) USA     d) China
     e) None of the above
 7.    What is REIT?
     a)    Real Estate Investment Trust
     b)    Rural Employment Improve- ment Trust
     c)    Real Estate Improvement Trust
     d)    Rural Employment Improve- ment Target
     e)    None of the above
 8.    What is Crowd Funding?
     a)    Pooling Money from People through a Public Issue of Shares
     b)    Pooling Money from People through Road Shows
     c)    Creating Funds to Manage Population Growth
     d)    Pooling Money from People through Internet
     e)    None of the above
 9.    Which Bank owns the maximum number of ATMs in India?
     a) ICICI Bank    b) HDFC Bank
     c) SBI    d) Yes Bank
     e) None of the above
 10.    Jago Grahak Jago campaign an initiative of Ministry of Consumer Affairs is against?
     a)    Products imported from China
     b)    Smuggled and Counterfeit Products
     c)    Products imported from Pakistan
     d)    Products which do not carry ISI mark
     e)    None of the above
 11.    What is the latest Power Plant to start production of Electri- city in India?
     a)    Kandla Nuclear Power Plant
     b)    Kolkata Nuclear Power Plant
     c)    Kalpakkam Nuclear Power Plant
     d)    Kudankulam Nuclear Power Plant
     e)    None of the above
 12.    Name the Currency of Scot-land?
     a) US Dollar    b) Scottish Dollar
     c) British Pound
     d) Scottish Peso
     e) None of the above
 13.    In Banking parlance, what is a Nostro Account?
     a)    Account maintained by a State Government with RBI
     b)    Account maintained by Co-operative Bank  with RBI
     c)    Account maintained by an Indian Bank with RBI
     d)    Account maintained by an Indian Bank with a Bank abroad in Foreign Currency
     e)    None of the above
 14.    Find the odd man out of the following?
     a) VISA     
     b) Master Card
     c) Standard Express
     d) American Express
     e) RuPay
 15.    Rashtriya Krishi Vikas Yojana (RKVY) is launched under the aegis of the National Development Council to achieve 4%annual growth in agriculture. In 2013-14 Budget, outlay for Rashtriya Krishi Vikas Yojana is?
     a) Rs. 9954 Crores
     b) Rs. 10000 Crores
     c) Rs. 9054 Crores
     d) Rs. 8654 Crores
     e) None of the above
 16.    The proposed Indian Institute of Agricultural Bio-Technology will be established in?
     a) Dharbhanga, Bihar
     b) Shivaganga, Tamilnadu
     c) Raibareli, UP
     d) Ranchi, Jharkhand
     e) None of the above
 17.    Annual Economic Survey is presented to the Parliament by?
     a) Finance Minister
     b) Commerce Minister
     c) Prime Minister    
     d) Reserve Bank of India
     e) None of the above
 18.    In which State are maximum Major Ports of India located?
     a) Maharashtra    b) Tamil Nadu
     c) Andhra Pradesh
     d) West Bengal
     e) None of the above
 19.    What is the minimum amount that can be transferred via RTGS (Real Time Gross Settle- ment) as per RBI guidelines?
     a) Rs. 0.50 Lac b) Rs. 5 Lac
     c) Rs. 1 Lac    d) Rs. 2 Lac
     e) None of the above
 20.    Who is the Chairman of FMC (Forward Markets Commiss- ion) which is a regulatory auth- ority for             Commodity futures markets in India?
     a) Chanda Kochar
     b) Ramesh Abhishek
     c) Arundhati Bhattacharya
     d) K V Kamath
     e) None of the above
 21.    Which Public Sector Bank has its Head Office located in Manipal?
     a) Vijaya Bank    b) UCO Bank
     c) Syndicate Bank
     d) Bank of India
     e) None of the above
 22.    A Cheque is?
     a) Nominated Instrument
     b) Non-cash Instrument
     c)    Non- Negotiable Instrument
     d)    A Negotiable Instrument
     e)    None of the above
 23.    Who is Indra Krishnamurthy Nooyi?
     a)    Chairperson&CEO of Pepsico
     b)    Chairperson & CEO of ICICI Bank
     c)    Chairperson & CEO of Axis Bank
     d)    Chairperson & CEO of Amul
     e)    None of the above
 24.    Which of the following is a Tool used by RBI to control Infla- tion?
     a)    Repo Rate Hike
     b)    Procurement of Food grains
     c)    Repo Rate Reduction
     d)    Reduction in Direct Tax Rates
     e)    None of the above
 25.    Who will pass the Annual Budgets of the Union Territo-ries in India?
     a) Parliament
     b) Respective Legislatures
     c) Finance Minister
     d) Prime Minister
     e) None of the above
 26.    As per 2011 Census, which State of India has got the highest Urban Population?
     a) Karnataka    
     b) Maharashtra
     c) Tamilnadu
     d) West Bengal
     e) None of the above
 27.    Currently, what is the salary ceiling of an Employee for coverage under ESI (Employ- ees State Insurance) Scheme?
     a) Rs. 10,000 per month
     b) Rs. 15,000 per month
     c) Rs. 25,000 per month
     d) Rs. 30,000 per month
     e) None of the above
 28.    What is the current RBI's Reporate as announced on 20th Oct, 2013?
     a) 7.75%    b) 7.50%
     c) 7.25%    d) 7.00%
     e) None of the above
 29.    In India, Direct Tax collections are the highest from which State?
     a) Karnataka    
     b) Gujarat
     c) Tamil Nadu    
     d) Maharashtra
     e) None of the above
 30.    Find the odd man out?
     a) NSE       b) DAX  
     c) BSE    d) MCX    
     e) NCDEX
 31.    Name the new book written by Alan Greenspan, the former USA Federal Reserve Chair-man?
     a) The Fault Lines
     b) The Map and the Territory
     c)    My Experiments with Truth
     d)    Inside the Doomsday Machine
     e)    None of the above
 32.    Chairman of a Public Sector Bank in India is?
     a)    Elected by the Board of Directors of the Bank
     b)    Elected by the Shareholders of the Bank
     c)    Appointed by Govt. of India
     d)    Appointed by the World Bank
     e)    None of the above
 33.    What is Muhurat Trading?
     a)    Construction and Sale of Marriage Function Halls
     b)    Community marriages on Diwali Day
     c)    Trading in Stock Exchange on Diwali Festival Day
     d)    Betting on Diwali Festival
     e)    None of the above
 34.    A Gilt Mutual Fund invests the Fund money in?
     a) Government Securities
     b) Gold Bullion
     c) Gold Mines
     d)    Equity Shares traded on
         a Stock Exchange
     e)    None of the above
 35.    Which of the following dates is NOT a common Holiday for all the Banks all over India?
     a) 2nd October  b) 26th January    c) 1st May    d) 15th August
     e) None of the above
 
 Answers
   1) b      2) b      3) d      4) c    
   5) a      6) d      7) a      8) d        
   9) c    10) b    11) d    12) c    
 13) d    14) c    15) a    16) d    17) a    18) b    19) d    20) b    21) c    22) d    23) a    24) a
 25) a    26) b    27) c     28) a    29) d    30) b    31) b    32) c    33) c    34) a    35) c