TV
Y.Mallikarjuna Reddy
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బ్యాంకింగ్ అవగాహన
1. What is the current MSF (Mar ginal Standing Facility) rate of RBI? a) 8.75% b) 9.00% c) 8.50% d) 9.25% e) None of the above 2. What are the charges for an Inward NEFT transaction to be paid by the Customer receiving the Funds? a) 1% of the Amount with a maximum of 250/- b) NIL c) 10% of the Amount with a maximum of 2500/- d) 10%of the Amount with a maximum of 1500/- e) None of the above 3. Wall Street is to USA what- a) Dalal Street is to India b) 10, Janpath is to India c) 7 Racecourse Road is to India d) Rajpath is to India e) None of the above 4. What is a Blue Chip in Stock Market terms? a) Share of a Company dealing in Bottled Water business b) Share of a Company dealing in Sea Food business c) Share of a Company which is Financially sound d) Share of a Company which is running losses e) None of the above 5. What is the Rate of Interest paid by RBI to Banks on their CRR Balances with RBI? a) No Interest paid b) 3.5% c) 4 % less than the Repo Rate d) 4% less than the MSF Rate e) None of the above 6. National Food Security Bill 2013 aims to provide to each eligible person at subsidized rates, a minimum of? a) 50Kgs of Food grains per month b) 10Kgs of Food grains per month c) 25Kgs of Food grains per month d) 5Kgs of Food grains per month e) None of the above 7. Indians & Indian Firms can not make investments in which of the following Countries? a) Canada b) UK c) Pakistan d) USA e) None 8. Who is the First Female Presi- dent of FICCI? She is also the First Indian Woman to graduate from Harvard Business School? a) Naina Lal Kidwai b) Chanda Kochar c) Arundhathi Bhattacharya d) Shymala Gopinath e) None of the above 9. What is India's place in Ran-kings related to Ease of Doing Business as per a Study conducted by World Bank& Inter national Finance Corporation (IFC)? a) 1st of 189 b) 174 out of 189 c) 134 out of 189 d) 154 out of 189 e) None of the above 10. What is Bridge Finance? a) Short term loan given for Bridge construction Projects b) Short term loan given pending sanction of long term Finance c) Short term loan given for bridging shortage of Food grains d) Short term loan given for bridging shortage of Edible Oils e) None of the above 11. Banks use LIBOR as base for Foreign Credit Interest Rates. What does LIBOR stand for? a) London Interbank Offered Rate b) Lloyds Interest Offered Rate c) Leadbank Interest Offered Rate d) Lowest Interest Offered Rate e) None of the above 12. European Union is an Econo mic & Political union of some European Countries. Which of the following is NOT a member of European Union? a) United Kingdom(UK) b) Russia c) Switzerland d) 'a'&'c' of the above e) 'b'&'c' of the above 13. Financial Inclusion is one of the major initiatives taken by the Govt of India with regard to spreading Banking services to the people in unbanked areas. Who headed the Com- mittee on Financial Inclusion whose recommendations were given in 2008? a) Kirit Parikh b) V K Shunglu c) Bimal Jalan d) C Rangarajan e) Kaushik Basu 14. What are the Pro-Women measures announced in the Annual Budget 2013-14? a) Setting up of 'Nirbhaya Fund' for Safety and Security of Women b) Setting up of a Committee for empowerment of Women c) Setting up of a Public Sector Women's Bank d) Setting up of a separate Fund for financing women entrepreneurs e) 'a' & 'c' of the above 15. Govt of India announced 2 new Major Ports to be constructed which will be notified under the Indian Ports Act 1908. In which States these would be set up? a) Maharashtra & Gujarat b) Tamilnadu & Orissa c) Andhra Pradesh & West Bengal d) Karnataka & Kerala e) None of the above 16. Who is the current Chairman of SEBI? a) U K Sinha b) Y V Reddy c) S Damodaran d) Bimal Jalan e) None 17. The First Land-less Free District in the Country where every Family owns a piece of Land is? a) East Godavari in Andhra Pradesh b) Ludhiana in Panjab c) Madhurai in Tamilnadu d) Kannur in Kerala e) Rohtak in Haryana 18. How many Branches the newly formed all Women Bank Bharatiya Mahila Bank proposes to have by March 31st, 2014? a) 25 b) 100 c) 1 d) 50 e) None 19. As per Company Act 2013 what is the minimum number of members required to form a Private Limited Company? a) 7 b) 2 c) 1 d) 12 e) 5 20. Who is appointed as the First Female Managing Director (MD) of LIC of India? a) Usha Sangwan b) Arundadhati Bhattacharya c) Chanda Kochar d) Naina Lal Kidwai e) None of the above 21. What is the relationship bet- ween a Bank and it's Depo-sitor? a) Agent - Principal b) Debtor - Creditor c) Trustee - Beneficiary d) Indemnifier - Indemnified e) Guarantor - Guaranteed 22. Who signs a 10/- Rupee Note? a) Finance Minister b) SBI Chairman c) RBI Governor d) Prime Minister e) None of the above 23. What is the Official Currency of Russia? a) Russian Rouble b) Russian Kopek c) Russian Dollar d) Russian Peso e) None of the above 24. When the cost of Vegetables and Food grains almost doubles in Three Months, it can be assumed that the Economy is in a state of? a) Deflation b) Inflation c) Contraction d) Stagflation e) Stable 25. Banks do not issue Cheque Books to which of the following Accounts? a) Fixed Deposit Account b) Minor Self Operated Savings Account c) Recurring Deposit Account d) 'b'&'c' of the above e) 'a','b'&'c' of the above 26. Buy now, Pay now refers to? a) Credit Card b) Debit Card c) Fixed Deposit d) 'a'&'c' of the above e) None of the above 27. Two Associate Banks, State Bank of Saurashtra & State Bank of Indore were earlier merged with SBI. At present SBI has got how many Associate Banks? a) Three b) Seven c) Five d) Four e) Six 28. Hangseng is? a) Taiwan Stock Exchange Index b) Hong Kong Stock Exchange Index c) South Korea Stock Exchange Index d) Central Bank of Hong Kong e) None of the above 29. RBI derives it's powers to Print Currency Notes from the? a) RBI(Reserve Bank of India) Act 1934 b) NI(Negotiable Instruments) Act 1881 c) BR(Banking Regulation) Act 1949 d) Coinage Act 1906 e) None of the above 30. Who has been elected as a member of (United Nations) UN Board of Auditors in the first week of November, 2013? a) Comptroller and Auditor General(C&AG) of India b) Central Board of Direct Taxes) CBDT Chairman c) RBI Governor d) Finance Secretary of India e) None of the above 31. As per Forbes' Annual list of India's 100 richest, who is the India's wealthiest person? a) Sunil Mittal of Bharti group b) Azim Premji of Wipro c) Narayana Murthy of Infosys d) Mukesh Ambani of Reliance group e) Cyrus Mistry of TATAs 32. Which State has the highest Per-capita income in India? a) Punjab b) Kerala c) Delhi d) Maharashtra e) Haryana 33. EMI (Equated Monthly Instal-ment) is used for Loan repayments. EMI consists of repayment towards? a) Principal only b) Interest & Principal only c) Interest only d) Processing Charges only e) None of the above 34. Which State tops in India in Sugar production? a) Tamilnadu b) A.P. c) Uttar Pradesh d) Punjab e) None of the above 35. What is a Crop Holiday? a) Postponing Crop sowing for a few days b) Postponing Crop Loan repayments c) Not growing Crops during a growing season d) Postponing Crop Harvesting for a few days e) None of the above 36. Committee to re-examine Prio-rity Sector Lending submitted it's report in February 2012. Who headed the Committee? a) Bimal Jalan b) V K Shunglu c) C Rangarajan d) M V Nair e) None of the above 37. Name the organization set up for operating and overseeing Retail Payment Systems in India? a) NPSI(National Payments Systems of India) b) NRPC(National Retail Pay ments Corporation) c) NPCI(National Payments Corporation of India) d) NRSI(National Retail Sys-tems of India) e) None of the above 38. What is Dhan Aadhar Card? a) First Aadhar Card under Direct Cash Transfer Scheme b) First Kisan Credit Card issued by SBI c) First ATM/Micro ATM Card with Aadhar Number issued by Bank of India d) First MSME Credit Card issued by Bank of India e) None of the above Key 1) a 2) b 3) a 4) c 5) a 6) d 7) e 8) a 9) c 10) b 11) a 12) e 13) d 14) e 15) c 16) a 17) d 18) a 19) c 20) a 21) b 22) c 23) a 24) b 25) e 26) b 27) c 28) b 29) a 30) a 31) d 32) c 33) b 34) c 35) c 36) d 37) c 38) c -
బ్యాంకింగ్ అవగాహన
1. “The Taste of India” is the Slogan of which popular brand in India? a) Ashirvad b) Amul c) Kohinoor Foods d) MTR Foods e) None of the above 2. NEFT(National Electronic Funds Transfer) is used for Electronic Transfer of Funds between Two Bank Accounts. Which of the following is NOT mandatory for a NEFT transaction? a) IFSC Code b) MICR Code c) Funds Recipient’s Bank Account Number d) Funds Recipient’s Bank Account Name e) Funds Recipient’s Bank & Branch details 3. What is the Currency of Spain? a) Peso b) Franc c) Kroner d) Euro e) None of the above 4. Due to finding of shale gas, which of the following countries is likely to become the World’s biggest Oil Producer by 2014? a) Iraq b) Saudi Arabia c) USA d) Iran e) China 5. Kudankulam Nuclear Power Plant in Tamilnadu is built with the help of which Country? a) Russia b) USA c) France d) Japan e) None of the above 6. Where is India’s highest ATM located? a) Drass in J&K b) Kargil in J&K c) Thimpu in Bhutan d) Nathu La in Sikkim e) None of the above 7. What is meant by ‘Reverse Repo Rate’ in India? a) Interest Rate Banks get when they keep their Surplus Money with RBI b) Interest Rate Banks pay when they borrow Funds from RBI c) Interest Rate Banks get when they keep their Surplus Money with other Banks d) Interest Rate Banks get when they borrow Funds from Govt. of India e) None of the above 8. Who is the author of the book ‘The Monk who sold his Ferrari’? a) Raghu S Sharma b) Rahul S Sharma c) Raghuram Rajan d) Ram S Sharma e) Robin S Sharma 9. As per the latest RBI guidelines, at what intervals Banks can pay Interest on Savings Accounts? a) Quarterly and above only b) Half yearly and above only c) Shorter or greater than Quarterly intervals d) Annual only e) None of the above 10. What is TRUE about ‘Inflation Indexed National Saving Securities (IINSSs)’ for retail investors? a) Proposed to be launched in November/December 2013 b) Interest on these Securities will be based on a Fixed Rate plus Inflation Rate c) Interest on these Securities will be compounded Half Yearly d) These Securities will be issued through Banks e) All the above 11. As per RBI guidelines, what is the maximum amount that can be transferred through RTGS? a) Rs. 10 Crores b) There is no upper limit c) Rs. 1 Crore d) Rs. 5 Crores e) None of the above 12. It is announced in the Union Budget that a LIC branch will be opened in every Town with a population of - a) 25 Thousand or more b) 5 Thousand or more c) 10 Thousand or more d) 15 Thousand or more e) Every Town irrespective of the population 13. Additional Tax Surcharge of 10% on Income Tax is levied on income of persons whose Annual income is- a) Above Rs. 1 Crore b) Above Rs. 50 Lac c) Above Rs. 75 Lac d) Above Rs. 25 Lac e) None of the above 14. Which State of India is the largest producer of Tea? a) Tamilnadu b) Kerala c) Assam d) West Bengal e) None of the above 15. As per RBI Rules, a Non Performing Asset (NPA) of a Bank in Doubtful Status for more than 3 years attracts provisioning at the Rate of- a) 50% b) 100% c) 10% d) 25% e) None of the above 16. Education Loans of up to what amount are classified as Priority Sector Loans? a) Rs. 10 Lacs for studies in India & Rs. 20 Lacs for studies abroad b) Rs. 15 Lacs for studies in India & Rs. 25 Lacs for studies abroad c) Rs. 20 Lacs for studies in India & Rs. 30 Lacs for studies abroad d) Rs. 30 Lacs for studies in India & Rs. 50 Lacs for studies abroad e) None of the above 17. Who is the Founder Chairman of Sahara India Pariwar Conglome-rate Company who is told by Supreme Court not to leave India without it’s permission? a) Sudhanshu Roy Sahara b) Sriram Roy Sahara c) Sunil Roy Sahara d) Subrata Roy Sahara e) None of the above 18. In order to introduce High Speed Passenger Train that can travel at speeds up to 200 Km/hr, Indian Railways has setup- a) High Speed Rail Corporation b) High Speed Trains Corporation c) High Speed Transport Corporation d) High Speed Transit Corporation e) None of the above 19. ‘Finance Bill’ has to be passed by Parliament and President’s Assent given before expiry of how many days of introduction in the Parliament? a) 60 days b) 75 days c) 90 days d) 30 days e) None of the above 20. National Food Security Bill 2013 aims to provide Food Security to- a) 10% of Rural and 5% of Urban Population b) 50% of Rural and 75% of Urban Population c) 25% of Rural and 80% of Urban Population d) 75% of Rural and 50% of Urban Population e) None of the above 21. What is ‘Arbitrage Trading’ with reference to Stock Markets? a) Settling or Arbitrating a Trade Dispute between two Stock Brokers b) Purchasing and selling the same Stock at the same time in different Markets c) Selling Stocks at a lower price than the market price d) Selling Stocks at a higher price than the market price e) None of the above 22. ‘Negative List’ under FEMA (Foreign Exchange Management Act) prohibits investments in India from certain Countries. Which of the following is a Country in that list? a) USA b) Pakistan c) UK d) Canada e) None of the above 23. What is Ind-Ra? a) An Indian Credit Ratings Company b) An Indian Mircofinance Company c) An Indian Scientific Research Company d) An Indian Housing Finance Company e) None of the above 24. What is EPS (Earnings Per Share)? a) Ratio of Capital to Number of Shares b) Ratio of Net Profit to Number of Shares c) Ratio of Reserves to Number of Shares d) Ratio of Interest to Number of Shares e) None of the above 25. Which Nationalised Bank has got the highest Government Sha-reholding as of 31st March 2013? a) Central Bank of India b) IDBI Bank c) Andhra Bank d) Vijaya Bank e) None of the above 26. Who is the ‘Secretary of Financial Services’ in Central Finance Ministry? a) Anil Goswami b) Akbaruddin c) Nirupama Rao d) Rajiv Takru e) None of the above 27. Which City in India is the best to start a Business as per a Study conducted by World Bank & International Finance Corporation (IFC)? a) Mumbai b) Hyderabad c) Delhi d) Bangalore e) None of the above 28. For which Banking product in India, Nomination facility is NOT available? a) Savings Deposits b) Fixed Deposits c) Recurring Deposits d) Current Accounts e) None of the above 29. Out of the total Priority Sector Loans, what percentage should be sanctioned to the Weaker Sections by Public Sector Banks as per RBI guidelines? a) 25% b) 50% c) 60% d) 15% e) None of the above 30. Who is the Managing Director & CEO of NSE (National Stock Exchange)? a) Bimal Jalan b) S Damodaran c) Chitra Ramakrishna d) Naina Lal Kidwai e) None of the above 31. Which of the following Banks does NOT have its Headquarters in Mumbai? a) State Bank of India b) ICICI Bank c) Bank of Maharashtra d) Union Bank of India e) HDFC Bank 32. Govt of India withdrew flying rights to Kingfisher Airlines in Feb 2013. Name the Chairman & Managing Director of the now defunct Kingfisher Airlines? a) G R Gopinath b) Vijay Mallya c) Naresh Goel d) Kalanithi Maran e) None of the above 33. A fall in Rupee value against Major Foreign Currencies is generally- a) Detrimental to Importers b) Beneficial to Importers c) Detrimental to Indian Tourists going abroad d) Beneficial to Exporters e) ‘a’,’c’ & ‘d’ of the above Key 1.b; 2.b; 3.d; 4.c; 5.a; 6.d; 7.a; 8.e; 9.c; 10.e; 11.b; 12.c; 13.a; 14.c; 15.b; 16.a; 17.d; 18.a; 19.b; 20.d; 21.b; 22.e; 23.a; 24.b 25.a; 26.d; 27.c; 28.e; 29.a; 30.c; 31.c; 32.b; 33.e -
కంప్యూటర్ నాలెడ్జ్
1. Which of the following is NOT one of the four major data processing functions of a Computer? a) Gathering data b) Processing data into information c) Analyzing the data or information d) Storing the data or information e) None of these 2. ______ is the science that attempts to produce machines that display the same type of intelligence that humans do? a) Simulation Engine b) Nanotechnology c) Nanoscience d) Artificial Intelligence (AI) e) None of these 3. Which of the following is the correct order of the four major functions of a computer? a) Input ® Output ® Process ® Storage b) Process ® Output ® Input ® Storage c) Process ® Storage ® Input ® Output d) Input ® Process ® Output ® Storage e) None of these 4. A term associated with the comparison of processing speeds of different computer system is? a) Ohms b) Ampere c) MIPS d) CFPS e) None of these 5. What is Backup? a) Accessing data on tape b) Protecting data by copying it from original source to a different destination c) Migrating old data to new data d) Adding more components to your network e) None of these 6. ______ are specially designed computers that perform complex calculations extremely rapidly? a) Mainframes b) Supercomputers c) Laptops d) Servers e) None of these 7. In Analog computer? a) Input is first converted to digital form b) Input is never converted to digital form c) Output is displayed in digital form d) Output is displayed in both form s e) None of these 8. In the latest generation compu-ters, the instructions are executed? a) Parallel only b) Sequential only c) Both sequentially and parallelly d) Serial e) None of these 9. Human beings are referred to as Homo sapiens, which device is called Sillico sapiens? a) Robot b) Hardware c) Monitor d) Computer e) None of these 10. Modern Computers are very reliable but they are not? a) Cheap b) Powerful c) Infallible d) Fast e) None of these 11. What is meant by a dedicated computer? a) Which uses one kind of software b) Which is assigned one and only one task c) Which is used by one person only d) Which is meant for application software e) None of these 12. The storage subsystem in a microcomputer consists mainly of …… or …….. media with varying capacities? a) Optical or memory b) Magnetic or optical c) Memory or video d) Video or magnetic e) None of these 13. One Second is? a) 10 milliseconds b) 100 milliseconds c) 1000 milliseconds d) 10000 milliseconds e) None of these 14. Computer operators? a) write computer code for specific problems b) operate the device which input and output data from the computer c) normally require a college degree in computer science d) all of the above e) None of these 15. The first electronic computer in the world was? a) RAM b) UNIVAC c) ENIAC d) All of above e) None of these 16. Which was the computer con-ceived by Charles Babbage? a) Analytical engine b) Arithmetic machine c) Digital machine d) All of above e) None of these 17. Offline device is? a) A device which is not connected to CPU b) A device which is connected to CPU c) An Input- output device d) Internal Hard disk e) None of these 18. Microprocessors can be used to make? a) Calculators b) Digital systems c) Computer d) All of the above e) None of these 19. Which American computer Company is called Big Blue? a) Microsoft b) Compaq Corp c) IBM d) Intel e) None of these 20. Which of the following require large computer memory? a) Voice b) Graphics c) Imaging d) All of the above e) None of these 21. The primary goal of a compu-ter system is to turn data into? a) Memory b) Ideas c) Information d) Storage e) None of these 22. Who invented the micro-processor? a) Marcian Hoff b) Herman H Goldstein c) Joseph Jacquard d) Charles Babbage e) None of these 23. In which parameter, Digital computers are better than an Analog computer? a) Speed b) Accuracy c) Reliability d) Cost e) None of these 24. Artificial Intelligence (AI) is associated with which Gene-ration of Computer evolution? a) Third Generation b) Second Generation c) Fifth Generation d) Sixth Generation e) None of these 25. Which operation is NOT performed by Computer? a) Processing b) Saving c) Controlling d) Understanding e) None of these 26. Fifth generation computer is also known as? a) Knowledge information processing system b) Very large scale integration (VLSI) c) Both of above d) Embedded system e) None of these 27. The Computer that processes both analog and digital is called? a) Mainframe computer b) Digital computer c) Hybrid computer d) Analog Computer e) None of these 28. _______ is a form of permanent memory that holds all the instructions the computer needs to start up and does not get erased when the power is turned off? a) CPU b) Network Interface Card (NIC) c) RAM d) ROM e) None of these 29. A _______, is an electronic device that processes data, converting it into information? a) Processor b) Computer c) Disk d) Stylus e) None of these 30. The _____ of a system includes the programs or instructions? a) Hardware b) Memory c) Information d) Software e) None of these 31. Computers that are portable and convenient for users who travel are known as? a) Super computers b) Laptops c) Mini computers d) Servers e) None of these 32. Analog computer works on the supply of? a) Continuous electrical pulses b) Electrical pulses but not continuous c) Magnetic strength d) None of the above e) None of these 33. After a picture has been taken with a digital camera and processed appropriately, the actual print of the picture is considered? a) Data b) Output c) Input d) Process e) None of these 34. _______ is any part of the computer that you can physically touch? a) Hardware b) Operating system c) Software d) Memory e) None of these 35. The components that process data are located in the? a) Internal Memory b) Printer c) System Unit d) Monitor e) None of these 36. All of the following examples of input devices EXCEPT? a) Keyboard b) Mouse c) Scanner d) Printer e) None of these 37. What is the name of the logic circuit which can add two binary digits? a) Half adder b) Full adder c) Serial adder d) Parallel adder e) None of these 38. All of the following are examples of storage devices EXCEPT? a) Hard disk drives b) Printers c) Flash drives d) CD drives e) None of these 39. The CPU and memory are located on the? a) Monitor b) Motherboard c) Storage board d) Keyboard e) None of these 40. Which of the following devices can be used to directly image printed text? a) OCR b) Smart Card c) MICR d) All of above e) None of these Key 1) c 2) d 3) d 4) c 5) b 6) b 7) b 8) c 9) d 10) c 11) b 12) b 13) c 14) b 15) c 16) a 17) a 18) d 19) c 20) d 21) c 22) a 23) b 24) c 25) d 26) a 27) c 28) d 29) b 30) d 31) b 32) a 33) b 34) a 35) c 36) d 37) a 38) b 39) b 40) a -
బ్యాంకింగ్ అవగాహన
1. As per RBI guidelines, a Savings Bank Account can be opened with a bank by a Minor in his/her name and operated by himself/herself provided the Age of the Minor is? a) Above 5 years b) Above 10 years c) Above 8 years d) Above 12 years e) No Minimum age prescribed 2. GDRs (Global Deposit Recei- pts) are issued in which Curre- ncy? a) British Pound b) US Dollar c) Any Major Currency of the World d) German Mark e) Japanese Yen 3. Banks in India can dispose of their bad loans known as NPAs (Non Performing Assets) through which of the following modes? a) By selling them to ARCs (Asset Reconstruction Com- panies) b) By Writing off the NPAs in their Books c) By recovering the dues using all available means d) 'a', 'b'&'c' of the above e) 'b' & 'c' of the above 4. The World Bank approved financial assistance for Uttara- khand State which was hit by rains & landslides in June 2013. What is the quantum of assistance? a) USD 1250 Million b) USD 2500 Million c) USD 250 Million d) USD 25 Million e) None of the above 5. Who is the current Chairman of Gujarat Cooperative Milk Marketing Federation Ltd. (GCMMF) popularly known as Amul? a) Vipul Chaudhary b) R S Sodhi c) Dr Verghese Kurien d) Dr M S Swaminathan e) None of the above 6. Which Country is the largest Importer of Crude Oil as of October 2013? a) India b) Russia c) USA d) China e) None of the above 7. What is REIT? a) Real Estate Investment Trust b) Rural Employment Improve- ment Trust c) Real Estate Improvement Trust d) Rural Employment Improve- ment Target e) None of the above 8. What is Crowd Funding? a) Pooling Money from People through a Public Issue of Shares b) Pooling Money from People through Road Shows c) Creating Funds to Manage Population Growth d) Pooling Money from People through Internet e) None of the above 9. Which Bank owns the maximum number of ATMs in India? a) ICICI Bank b) HDFC Bank c) SBI d) Yes Bank e) None of the above 10. Jago Grahak Jago campaign an initiative of Ministry of Consumer Affairs is against? a) Products imported from China b) Smuggled and Counterfeit Products c) Products imported from Pakistan d) Products which do not carry ISI mark e) None of the above 11. What is the latest Power Plant to start production of Electri- city in India? a) Kandla Nuclear Power Plant b) Kolkata Nuclear Power Plant c) Kalpakkam Nuclear Power Plant d) Kudankulam Nuclear Power Plant e) None of the above 12. Name the Currency of Scot-land? a) US Dollar b) Scottish Dollar c) British Pound d) Scottish Peso e) None of the above 13. In Banking parlance, what is a Nostro Account? a) Account maintained by a State Government with RBI b) Account maintained by Co-operative Bank with RBI c) Account maintained by an Indian Bank with RBI d) Account maintained by an Indian Bank with a Bank abroad in Foreign Currency e) None of the above 14. Find the odd man out of the following? a) VISA b) Master Card c) Standard Express d) American Express e) RuPay 15. Rashtriya Krishi Vikas Yojana (RKVY) is launched under the aegis of the National Development Council to achieve 4%annual growth in agriculture. In 2013-14 Budget, outlay for Rashtriya Krishi Vikas Yojana is? a) Rs. 9954 Crores b) Rs. 10000 Crores c) Rs. 9054 Crores d) Rs. 8654 Crores e) None of the above 16. The proposed Indian Institute of Agricultural Bio-Technology will be established in? a) Dharbhanga, Bihar b) Shivaganga, Tamilnadu c) Raibareli, UP d) Ranchi, Jharkhand e) None of the above 17. Annual Economic Survey is presented to the Parliament by? a) Finance Minister b) Commerce Minister c) Prime Minister d) Reserve Bank of India e) None of the above 18. In which State are maximum Major Ports of India located? a) Maharashtra b) Tamil Nadu c) Andhra Pradesh d) West Bengal e) None of the above 19. What is the minimum amount that can be transferred via RTGS (Real Time Gross Settle- ment) as per RBI guidelines? a) Rs. 0.50 Lac b) Rs. 5 Lac c) Rs. 1 Lac d) Rs. 2 Lac e) None of the above 20. Who is the Chairman of FMC (Forward Markets Commiss- ion) which is a regulatory auth- ority for Commodity futures markets in India? a) Chanda Kochar b) Ramesh Abhishek c) Arundhati Bhattacharya d) K V Kamath e) None of the above 21. Which Public Sector Bank has its Head Office located in Manipal? a) Vijaya Bank b) UCO Bank c) Syndicate Bank d) Bank of India e) None of the above 22. A Cheque is? a) Nominated Instrument b) Non-cash Instrument c) Non- Negotiable Instrument d) A Negotiable Instrument e) None of the above 23. Who is Indra Krishnamurthy Nooyi? a) Chairperson&CEO of Pepsico b) Chairperson & CEO of ICICI Bank c) Chairperson & CEO of Axis Bank d) Chairperson & CEO of Amul e) None of the above 24. Which of the following is a Tool used by RBI to control Infla- tion? a) Repo Rate Hike b) Procurement of Food grains c) Repo Rate Reduction d) Reduction in Direct Tax Rates e) None of the above 25. Who will pass the Annual Budgets of the Union Territo-ries in India? a) Parliament b) Respective Legislatures c) Finance Minister d) Prime Minister e) None of the above 26. As per 2011 Census, which State of India has got the highest Urban Population? a) Karnataka b) Maharashtra c) Tamilnadu d) West Bengal e) None of the above 27. Currently, what is the salary ceiling of an Employee for coverage under ESI (Employ- ees State Insurance) Scheme? a) Rs. 10,000 per month b) Rs. 15,000 per month c) Rs. 25,000 per month d) Rs. 30,000 per month e) None of the above 28. What is the current RBI's Reporate as announced on 20th Oct, 2013? a) 7.75% b) 7.50% c) 7.25% d) 7.00% e) None of the above 29. In India, Direct Tax collections are the highest from which State? a) Karnataka b) Gujarat c) Tamil Nadu d) Maharashtra e) None of the above 30. Find the odd man out? a) NSE b) DAX c) BSE d) MCX e) NCDEX 31. Name the new book written by Alan Greenspan, the former USA Federal Reserve Chair-man? a) The Fault Lines b) The Map and the Territory c) My Experiments with Truth d) Inside the Doomsday Machine e) None of the above 32. Chairman of a Public Sector Bank in India is? a) Elected by the Board of Directors of the Bank b) Elected by the Shareholders of the Bank c) Appointed by Govt. of India d) Appointed by the World Bank e) None of the above 33. What is Muhurat Trading? a) Construction and Sale of Marriage Function Halls b) Community marriages on Diwali Day c) Trading in Stock Exchange on Diwali Festival Day d) Betting on Diwali Festival e) None of the above 34. A Gilt Mutual Fund invests the Fund money in? a) Government Securities b) Gold Bullion c) Gold Mines d) Equity Shares traded on a Stock Exchange e) None of the above 35. Which of the following dates is NOT a common Holiday for all the Banks all over India? a) 2nd October b) 26th January c) 1st May d) 15th August e) None of the above Answers 1) b 2) b 3) d 4) c 5) a 6) d 7) a 8) d 9) c 10) b 11) d 12) c 13) d 14) c 15) a 16) d 17) a 18) b 19) d 20) b 21) c 22) d 23) a 24) a 25) a 26) b 27) c 28) a 29) d 30) b 31) b 32) c 33) c 34) a 35) c -
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1. Maximum number of Public Sector Bank Headquarters are located in which State of India? a) Maharashtra b) Karnataka c) West Bengal d) Tamil Nadu e) None of the above 2. Recently Govt. permitted ECBs (External Commercial Borrowings) in which of the Foreign Currencies? a) Peso b) Chinese Yuan (Renminbi) c) Dinar d) Riyal e) Ringitt 3. E-Cheque is defined in which Act? a) Negotiable Instrument Act 1881 b) Banking Regulation Act 1949 c) RBI Act 1935 d) Companies Act 2013 e) None of the above 4. India's longest BRTS(Bus Rapid Transport System) corridor whi-ch is 24 Km long is located in? a) Chandigarh b) Delhi c) Bhopal d) Mumbai e) Kolkata 5. What are ETFs (Exchange Traded Funds) in india? a) Mutual Funds traded like a Stock, on an Exchange b) Govt. Bond Funds traded on Stock Exchanges c) Employee Provident Funds traded on Stock Exchanges d) Pension Funds of Pvt. Sector Employees traded on Stock Exchanges e) None of the above 6. What is the 'NWS 2013-14' recently launched by NABARD (National Bank for Agriculture and Rural Development)? a) NABARD Weavers' Scheme b) NABARD Women's Scheme c) NABARD Water resources development Scheme d) NABARD Warehousing Scheme e) None of the above 7. Who gives License to a Foreign Bank to operate in India? a) Reserve Bank of India b) Ministry of Finance, Govt. of India c) Planning Commission of India d) Ministry of Home Affairs, Govt. of India e) None of the above 8. Recently Govt. of India decided to infuse Rs. 14000 Crores into Public Sector Banks in order to boost their Capital Adequacy Ratio and to meet the Credit requirements. Which of the following Banks is getting maximum share of this? a) Central Bank of India b) Dena Bank c) Syndicate Bank d) Indian Overseas Bank e) State Bank of India 9. What is a 'Commercial Paper'? a) An unsecured, Short term Debt Instrument issued by any Individual b) e-Stamp paper used for all legal transactions c) An unsecured, Short term Debt Instrument issued by a Corporate d) An unsecured, Short term Debt Instrument issued by Govt. of India e) None of the above 10. Which is the Oldest Public Sector Bank in India'? a) Central Bank of India b) Allahabad Bank c) Canara Bank d) Bank of India e) None of the above 11. Who won the Nobel Prize for Economics announced in October 2013? a) Eugene Fama b) Lars Peter Hansen c) Robert Shiller d) Ben Bernanke e) 'a', 'b'&'c' of the above 12. As per RBI guidelines, how many free ATM withdrawals per month can be done at the other Bank ATMs using a Card issued by your Bank? a) 10 b) 3 c) 5 d) 8 e) Unlimited 13. Which Country is the World's largest Economy in GDP terms? a) United States of America b) China c) United Kingdom d) Germany e) None of the above 14. Which of the following is NOT true regarding National Agricul-ture Insurance Scheme (NAIS) launched by Govt. of India? a) It covers both food crops and commercial crops b) Premium subsidy is shared equally by both the State govt. and the Central Govt. c) It covers Horticulture d) It is also known as Rashtriya Krishi Bima Yojana (RKBY) e) None of the above 15. As per RBI guidelines, an Account can be opened with a bank in the name of a Minor along with his/her parent as a Joint Account holder provided the Age of the Minor is? a) Above 5 years b) Above 10 years c) Above 8 years d) Above 12 years e) No Minimum age prescribed 16. After 'Facebook' which online Social Networking service provider is going public by offering its shares through an IPO (Initial Public Offering) in the month of November 2013? a) Twitter b) Linkedin c) Gtalk d) WhatsApp e) None of the above 17. Who prescribes the norms and guidelines to Banks in India for Classification of Assets in order to identify Non Performing Assets (NPAs)? a) IBA (Indian Banks' Associ-ation) b) World Bank c) Govt. of India d) Reserve Bank of India e) None of the above 18. IBA (Indian Banks' Association) is an Association of Banks operating in India. Find the wrong statement about IBA? a) Foreign Banks operating India cannot be members of IBA b) Urban Co-operative banks are members of IBA c) Both Public and Private Sector Banks are members of IBA d) Any Bank, Corporation, Society carrying on banking business can be a member of IBA e) There are 2 classes of members- Ordinary & Associate 19. 'Spot', 'Forward' & 'Swap' are the terms associated with? a) Trading in Commodities b) Trading in Foreign Exchange c) Trading in Stocks d) 'a'&'b' of the above e) 'a', 'b' & 'c' of the above 20. What are ADRs in financial terms? a) Allowed Deposit Receipts b) Asian Depository Receipts c) American Depository Receipts d) All-in-one Depository Receipts e) None of the above 21. TDS(Tax Deducted at Source) is not done on the Interest Income from the following types of Deposits? a) Company Fixed Deposits b) Bank Recurring Deposits c) Bank Fixed Deposits d) Bank NRO(Non-Resident Ordinary) Accounts e) None of the above 22. When there is a rise in prices of goods and services in an economy over a period of time, it is known as? a) Stagflation b) Deflation c) Inflation d) Reflation e) None of the above 23. What are 'Floating Rate Deposits' offered by Banks in India? a) Deposits with changing Interest rates linked to respective Bank's Base Rate b) Deposits with changing Interest rates linked to the Stock Exchange Index c) Deposits with changing Interest rates linked to the Wholesale Price Index d) Deposits with changing Interest rates linked to the Index of Industrial Production e) None of the above 24. India's Foreign Exchange Reserves consist of? a) Foreign Currency b) Gold c) SDRs(Special Drawing Rights)&Reserve position in the IMF d) 'a' &'b' of the above e) 'a', 'b' & 'c' of the above 25. A 'Letter of Credit' is primarily used in? a) International Trade b) Correspondence between two Banks in India c) Correspondence between World Bank and Govt. of India d) Correspondence between a Bank and Reserve Bank of India e) 'b' & 'd' of the above 26. Who is the Managing Director & CEO of ICICI Bank? a) K V Kamath b) Chanda Kochhar c) Raghuram Rajan d) Arundhathi Bhattacharya e) None of the above 27. BRICS is the acronym for an association of 5 major emerging national economies. The 5 Countries are? a) Britain, Russia, India, China & Sweden b) Brazil, Russia, India, Canada & Sweden c) Brazil, Russia, India, China & South Africa d) Bangladesh, Russia, India, China & Sweden e) Britain, Russia, India, Canada & Sweden 28. Which of the following pairs is NOT matched? a) General Insurance - United India Insurance Co. b) Banking - State Bank of India c) Credit Ratings - CRISIL d) Life Insurance - LIC of India e) Telecom - Larsen & Toubro 29. Name the World's leading Marine Insurance Company? a) Lloyd's b) Citi Group c) Lehman Brothers d) JP Morgan Chase e) None of the above 30. Which Bank is the first to introduce 'Internet Banking' in India? a) Citi Bank b) HSBC c) ICICI Bank d) Barclays e) None of the above 31. What is NOT true about ELSS (Equity Linked Savings Schemes) in India? a) Investments in ELSS do not give Tax Benefit b) ELSS Funds are invested in Indian Equity Market c) ELSS have a minimum lock in period of 3 years d) ELSS offer both 'Dividend' & 'Growth' options e) None of the above 32. What is the main Kharif crop in India? a) Wheat b) Rice c) Jowar d) Mustard e) None of the above Answers 1. a 2. b 3. a 4. c 5. a 6. d 7. a 8. e 9. c 10. b 11. e 12. c 13. a 14. e 15. e 16. a 17. d 18. a 19. e 20. c 21. b 22. c 23. a 24. e 25. a 26. b 27. c 28. e 29. a 30. c 31. a 32. b
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