ఎస్బిఐ అసోసియేట్స్. బ్యాంకులు పిఓఎస్ పరీక్షా మోడల్ పేపర్(105-125)

105.    It is only to the vain that all is vanity; and all is ____ only to those who have never been ___ themselves.
    1) cowardice, afraid for
    2) deception, sincere with   
    3) ambiguous, true to
    4) clear, rude to
    5) advantageous, harsh
106.    It is foolish to vent your spleen on ___ object; still, you make ___ enemies that way.
    1) a live, more  2) a tasty, clear
    3) an inanimate, fewer   
    4) an insipid, strong
    5) a real, definite
107.    If they carry this ___ attitude to the negotiations, they will ___ any supporters they may have at this moment.
    1) supercilious, attract
    2) truculent, alienate   
    3) belligerent, delight
    4) wrong, pinpoint
    5) right, admonish
108.    We are not attracted by the ___ life of the ___, always wandering through the countryside, begging for charity.
    1) interesting, pauper
    2) dull, beggar
    3) noble, patriot
    4) peripatetic, vagabond   
    5) natural, philosopher
109.    Greed ___ character as well as morale
    1) dulls     2) stimulates
    3) maintains     4) provides
    5) debilitates  
110.    People in India nowadays have become so democratic in their habits of thought that they are convinced that truth is determined through ___of facts.
    1) An analysis  2) A debate
    3) A Plebiscite   
    4) A realization
    5) A Camouflage

Directions (Q. 111-120): Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.
As per a Nasscom survey, during the previous year piracy increased by 2%, from 61%, and losses due to software piracy were close to Rs. 1,100 crore. Every year, piracy accounts for billions of dollars worth of revenue losses for software vendors like Microsoft and Adobe. No matter who the perpetrators of piracy are, it is causing the cash reserves of software vendors to dwindle by the day.
Despite possessing the purchasing power, consumers in India lack the maturity to buy software from legal sources. This is mainly because a majority of Indians have seen a sudden flood of software in the country but have no clue about its origin. In developed nations, companies make the extra effort of creating awareness about the development stages and resources of software products. In return, consumers are more than willing to pay for the value of the product.
Also, the channels for facilitating the purchase of software are not conducive to legal purchase. For example, if an end user is able to buy software worth a mere couple of dollars like WinZip as easily as a piece of hardware, the end user is more likely to develop such a habit of buying. What actually happens is that because it is available almost for free, the software is taken for granted. Soon, using pirated versions of software becomes a habit.
People in India don't like to pay for the software because it is available with the hardware they purchase. "All that we can do is mail legal notices and educate both the end users and retailers against using them," says the channels manager, Adobe India. For Nasscom, bringing down the level of piracy has been a daunting, almost an unachievable task, in the last few years. According to their estimates, more than seven in ten businesses, software applications are pirated, a common scene in developing nations. "The concept of buying software has never existed for the Indian consumer. People still want software for free or almost minimal cost," says Nasscom president Kiran Karnik.
Another factor detrimental to the purchase of genuine software is the high initial cost of software and the fact that newer versions keep appearing every now and then. But price should not be an issue if one looks at the purchase as a long term investment. Besides, upgradation requires a much smaller amount to be shelled out. Price becomes an issue only when you consider the usage of the product. According to Adobe, people pay next to nothing for a pirated version of Adobe software and make huge returns especially in the print and advertising media. For Adobe, a large pool of revenues comes from people wanting to continually upgrade. "Piracy is our biggest competition in India. We support people and give them valid reasons for buying legalized copies of our products. As far as pricing is concerned, we also give people choices on their purchases like individual boxes or elements or a collection, based on their requirements," says Craig Tegel, MD, Pacific and South Asia, Adobe.
At Adobe, the rate of piracy is as high as 90%, which means for every 10 users of Adobe products nine use pirated versions. Lesser returns on investments might not affect companies like Microsoft and Adobe to a large extent, but could prevent small time developers who mostly make utility software from coming out with innovative versions. Also with most non-English speaking countries like India seeking localization of software, piracy acts as the biggest obstacle in their attracting foreign investment from the likes of Microsoft and Adobe.
111.    Companies like Microsoft and Adobe can play a role in curbing piracy by
    1) Reducing the price of their software packages
    2) Giving more choices so that buyers can purchase what they want, keeping their budget in view
    3) Educating all the users through personal mails
    4) Directly selling to customers
    5) Indigenously developed products
112.    The author feels that Indians are not being open to the idea of purchasing software because of
    1) Their limited monetary capacity
    2) The sky rocketing prices
    3) The availability of cheap legal versions
    4) The variety packages
    5) The software coming free with the hardware
113.    Piracy, inadvertently, can effect small vendors by
    1) Discouraging their innovations
    2) Killing them as they cannot withstand the revenue losses
    3) Eating into their earnings
    4) Preventing their non-English versions from coming into market
    5) Encouraging big vendors
114.    Price of the software package should not be a major hindrance if
    A. It is regarded as a long term investment
    B. After an initial investment, further upgradation of the same is cheap
    C. Newer versions are cheaper than original product
    1) Only A    2) Only B
    3) B & C  4) A & B  5) A & C
115.    The term "localization of software" in the context of the passage implies
    1) Decentralization
    2) Suited to local needs
    3) Indigenously developed packages
    4) Vernacular packages
    5) Centrally available

Directions (Q. No. 116-118): Choose the word which is MOST SIMILAR in meaning to the word printed in bold as used in the passage.
116.    Obstacle
    1) Important      2) Prominent
    3) Impediment 4) Imperative
    5) Significant
117.    Daunting
    1) Intimidating  2) Intimating
    3) Initiating      4) Intermittent
    5) Intimacy
118.    Valid
    1) Improve    2) Substitute
    3) Indigenous    4) Legitimate
    5) Create

Directions (Q. 119-120): Choose the word which is MOST OPPOSITE in meaning to the word printed in bold as used in the passage.
119.    Conducive
    1) Beneficial    
    2) Valuable
    3) Worthless     4) Invaluable
    5) Precious
120.    Dwindle
    1) Decline     2) Disappear
    3) Diminish    4) Depart
    5) Augment

Directions (Q. No. 121-125): Read each sentence to find out whether there is any grammatical mistake/ error in it. The error, if any, will be in one part of the sentence. Mark the number of that part with error as your answer. If there is 'No error', mark (5) as your answer.
121.    There is more gratification (1)/ for being a caring (2)/ person than in just (3)/ being a nice person. (4)/ No error (5)
122.    Relationships are built (1)/ in kindness, understanding and self-sacrifice (2)/ not on jealousy, selfishness, puffed up egos (3)/ and rude behaviour. (4)/ No error (5)
123.    She resolved being tender with the young, (1)/ compassionate with the aged, (2)/ sympathetic to the striving (3)/ and tolerant of the weak. (4)/ No error (5)
124.    Companies spend (1)/ close to a million dollars (2)/ for a 30 second advertisement (3)/ between a major event. (4)/ No error (5)
125.    People who do not want (1)/ to adhere to any moral standards (2)/ keep changing the definition of morality (3)/ on saying nothing is right or wrong, only your thinking makes it so. (4)/ No error (5)