పదం 'బీఎస్ఆర్' ప్రస్తావిస్తుంది?

పదం 'బీఎస్ఆర్' ప్రస్తావిస్తుంది?

SBI Pos, Clerks
 Banking Awareness
1.    Which of the following is NOT a banking- related term?
     a) SWIFT    b) CAMELS
     c) TRIPS    d) CAR    e) STRIPS
 
 2.    Which of the following is not a component of bank deposits?
     a) Fixed deposit    b) Current A/c deposit
     c) Recurring Deposit    d) Safe deposits
     e) None of these
 
 3.    Which of the following taglines is NOT associated with the state Bank of India?
     a) Pure banking, nothing else
     b) The name you can bank upon
     c) Nation Bank on us
     d) Banker to every Indian
     e) With you all the way
 
 4.    KYC Guidelines have been issued by RBI Under the provisions of?
     a) Banking Regulation Act
     b) RBI Act    c) Negotiable Instrument Act
     d) Prevention of Money Laundering Act
     e) None of these
 
 5.    In the context of banking sector, DRT is associated with?
     a) Recurring     b) Loan recovery
     c) Deposit insurance
     d) Demand and time liabilities of banks
     e) None of these
 
 6.    What is meant by a Scheduled Bank?
     a)    A Bank functioning under provisions of Banking Regulation Act, 1949
     b)    A Bank included in 2nd scheduled of RBI Act 1934
     c)    A Bank incorporated under banking companies Act, 1956
     d)    A Bank authorized to do Banking Functions    e) None of these
 
 7.    The issue of fresh securities by an unlisted company for the first time is called?
     a) Exchange traded Fund
     b) Initial Public Offering    c) Rights issue
     d) Follow-on Public Offering
     e) None of these
 
 8.    Fixed deposits are for the bank______
     a) Fixed Assets            b) Time liability
     c) Demand liability    d) Current Assets
     e) None of these
 
 9.    Expanded form of the term CAGR?
     a) Calculated Annual Growth Rate
     b) Compounded Annual Growth Rate
     c) Corresponding Annual Growth Rate
     d) Corrected Annual Growth Rate
     e) Comparative Annual Growth Rate
 
 10.    With reference to a cheque which of the following is a 'Drawee Bank'?
     a) The Bank that collects the cheque
     b) The endorsee's bank
     c) The Payee's cheque
     d) The endorser's bank
     e)    The bank upon which the cheque is drawn
 
 11.    What does letter 'A' denote in the term LAF?
     a) Adequacy     b) Addition    c) Adjustment    d) Advance    e) Accreditation
 
 12.    The term 'BSR' refers to?
     a) Banks Selling Rate
     b) Basic Statistical Returns
     c)    Annual returns submitted by banks to RBI in respect of priority sector advances
     d)    Quarterly statement of advances to agriculture
     e)    None of the above
 
 13.    Which of the following is NOT considered a part of time and demand liabilities of the banks for the purpose of cash reserve ratio?
     a) Paid-up capital     b) Fixed deposit
     c) Savings deposit
     d) Recurring deposit    e) None of these
 
 14.    ______ Rate is Controlled by the individual Banks?
     a) Bank Rate    b) Base Rate
     c) CRR    d) Repo Rate    e) SLR
 
 15.    What is the expanded form of ECS as used in banking sector?
     a) Effective Clearing System
     b) Electronic Confirmation System
     c) Electronic Clearing system
     d) Enabled clearing system
     e) None of these
 
 16.    Who becomes the first President of Administrative Tribunal of the Asian Development Bank (ADB)?
     a) Christine lagarde    b) Pascal lamey
     c) Surin Pitsuwan
     d) Lakshmi Swaminathan
     e) Ashwini Chandran
 
 17.    Which of the following is NOT a mode of foreign capital inflow in India?
     a) No-Frill Account    b) FDI    c) FII
     d) NRI Account    e) None of these
 
 18.    Truncated Cheque means?
     a) Shared Clearing
     b)    Cheques presented will be processed by the depositing branch itself
     c)    Physical movement of instruments from branch to clearing house
     d)    Movement of electronic image instead of physical movement of instruments
     e)    None of these
 
 19.    Which of the following assets can be mortgaged?
     a) Stock    b) Book debts
     c) National Saving Certificates
     d) Shares    e) Land and Building
 
 20.    Fiscal Policy refers to?
     a) Balance of Payments
     b) Govt. taxes, expenditure and borrowings
     c)    Govt. borrowings from Equity Market
     d)    Sale and purchase of securities by RBI
     e)    None of these
 
 Key: 1. c; 2. d; 3. b; 4. a; 5. b; 6. b; 7. b; 8. b; 9. b; 10. e; 11. c; 12. b; 13. a; 14. b; 15. c; 16. d; 17. a; 18. d; 19. e; 20. b.