డిమ్యాట్ అకౌంట్ అనగా..?

Banks Special: Banking Awareness

'Demat Account' Means..?

1.    Which of the following stock exchange is derecognized by SEBI on 19.11.2014 on the allegations of serious irregularities in its functioning?
    a) Bombay Stock Exchange
    b) Delhi Stock Exchange    
    c) Calcutta Stock Exchange
    d) Bangalore Stock Exchange
    e) None of the above

2.    Which of the following is not a function of General Insurance?
    a) Cattle Insurance
    b) Crop Insurance
    c) Marine Insurance
    d) Fire Insurance
    e) Medical Insurance

3.    Liability- side of the balance-sheet comprises:
    a) Capital and reserve
    b) Long-term liabilities
    c) Current liabilities
    d) All of the above
    e) None of the above  

4.    Minimum cash reserves fixed by law constitute ___
    a) A percentage of aggregate deposits of the bank
    b) A percentage of aggregate loans and advances of the bank
    c) A percentage of capital & reserves of the bank
    d) All of the above  
    e) None of these

5.    Which of the following organizations/ agencies has sought an emergency fund of Rs.1000 crore from banks to tackle acute liquidity crisis, which is coming in the way to give loans to micro borrowers?
    a) Regional Rural & Cooperative Banks
    b) RBI
    c) Micro Finance Institutions
    d) NABARD    e) None

6.    Which of the following types of accounts are known as "Demat Accounts"?
    a) Zero Balance Accounts
    b) Accounts which are opened to facilitate repayment of a loan taken from the bank. No other business can be conducted from there
    c) Accounts in which shares of various companies are traded in electronic form
    d) Accounts which are operated through internet banking facility
    e) None of the above

    Key:    1) b;    2) e;    3) d;    4) a;    5) d;    6) c.

    K.V. Gnana Kumar   
Director, DBS, Hyderabad