ప్రపంచ స్థానిక బ్యాంకు యొక్క ట్యాగ్ లైన్?

ప్రపంచ స్థానిక బ్యాంకు యొక్క ట్యాగ్ లైన్?

 1.    With the aim of achieving Financial Inclusion, Reserve Bank Of India has issued guidelines permitting the banks to employ ____ to facilitate Business Development.
     a) Business Correspondents
     b) Franchisees
     c) Business Facilitators
     d) Both 'a' and 'c'
     e) None of the above

 2.    In respect of CGTMSE (Credit Guarantee fund Trust for Micro and Small Enterprises) No collateral and no third party guarantee for fund based and non fund based credit facilities up to ___
     a) Rs. 10.00 lakhs
     b) Rs. 5.00 lakhs
     c) Rs.100 lakhs    d) Rs. 5 lakhs
     e) None of the above

 3.    SME Stands for:
     a)    Selling and Marketing Establishment
     b)    Selling and Managing Employee
     c)    Sales and Marketing entity
     d)    Small and Medium Enterprises
     e)    None of the above

 4.    Which of the following is the Regulator of the credit rating agencies in India?
     a) RBI    b) SBI
     c) SIDBI    d) SEBI
     e) None of the above

 5.    The branding line of Bank of Baroda is ______
     a) International bank of India
     b) India's International bank
     c) Indian's Multinational Bank
     d) World's local Bank
     e) None of these

 6.    One of the major challenges banking industry is facing these days is money laundering. Whi-ch of the following acts/ norms are launched by the banks to prevent money laundering in general?
     a) Banking Regulation Act
     b) Know Your Customer Norms
     c) Negotiable Instrument Act
     d)    Narcotics and Psychotropic Substance Act
     e)    None of these

 7.    Which of the following is the Capital Market regulator?
     a) RBI    b) IRDA
     c) NSE    d) BSE
     e) SEBI

 8.    We know that RBI is the apex bank of India. Similarly the apex Bank of the USA is:
     a) Federal Reserve Bank
     b) The Central Bank of USA
     c) Bank of America
     d)    Central National Bank of USA
     e)    None of these

 9.    Authorized Dealers for foreign transactions are appointed by:
     a) Reserve Bank of India
     b) Government of India
     c) Individual Banks
     d) FEDAI    e) None of these

 10.    As per the report published in the newspaper, the banks, particularly public sector banks are tying up with various rating agencies for providing a qualitative assessment of the credit needs of the borrowers. Which amongst the following is/ are such credit rating agencies in India?
     (A) CARE (B) CRISIL (C) ULIP
     a) Only A    b) Only B
     c) A and B    d) Only C
     e) All A, B and C

 11.    As a practice, all banks now deduct some amount from their pre- tax income and set aside in a separate account to create a cushion for the loans which may go bad. This is called:
     a) CRR    b) SLR
     c) Provisioning    d) PLR
     e) None of these

 12.    Sales above Breakeven point is called ___
     a) Margin of Safety
     b) Gross Profit    c) Net profit
     d) b & c    e) None of the above

 13.    In banking world when a loan given by a bank to an individual or organization is not returned by the borrower wishfully or otherwise, it is known as ___
     (A) Standard Asset (B) Non - Performing Asset (C) Over Draft
     a) Only (A)    b) Only (B)
     c) Only (C)    d) Both (A) and (B)
     e) None of these

 14.    The power of the commercial banks to expand deposits through expanding their loans and advances is known as ____.
     a) Capital Expansion
     b) Credit Expansion
     c) Credit control
     d) Credit Creation
     e) None of the above

 15.    The Securitization And Recons-truction of Financial Assets and Enforcement of Security Interest Act (SARFAESI) meant for recovery of loans which have become NPA is not applicable to:
     a)    Public Sector banks
     b)    Financial Institutes of the Govt.
     c)    Private Banks
     d)    Non - Banking Financial Companies
     e)    Small & Cooperative Banks

 16.    FDI refers to?
     a) Fixed Deposit Interest
     b) Fixed Deposit Investment
     c) Foreign Direct Investment
     d) Future Derivative Investment
     e) None of these

 17.    World's local bank is the tag line of:
     a) HDFC    b) HSBC
     c) CITY BANK d) SBI
     e) None of these

 18.    As we have noticed, many banks of Indian origin are opening offices/ branches in foreign countries. Why is this trend emerging at a very fast pace?
     (A) These banks wish to provide banking facilities to foreigners as banking facilities are not plenty in many foreign countries. India wants to take an advantage of the situation
     (B) These banks wish to help Indian firms, to acquire funds at internationally competitive rates
     (C) These Banks wish to promote trade and investment betw-een India and other countries
     a) Only A    b) Only B
     c) Only C    d) A, B and C
     e) Only B and C

 19.    Which of the following is NOT a banking / finance - related term?
     a) Cash Credit    b) EMI
     c) Held to maturity
     d) Exposure limit    e) Diffusion

 20.    Who is the new Deputy Gove-rnor of Reserve Bank of India?
     a)    SS Mundra, CMD of Bank of Baroda
     b)    VR Iyer, CMD of Bank of India
     c)    RK Dubey, CMD, Canara Bank
     d)    SL Bansal, CMD, Oriental Bank of Commerce
     e)    None of the above

 21.    The term "kite flying" in banking refers to:
     a)    Drawing a cheque without providing sufficient funds to meet it.
     b)    Drawing and acceptance of a bill of exchange without consideration with a view to accommodate the other party.
     c)    The practice of paying usance bills before they become due.
     d)    Drawing a post-dated cheque.
     e)    None of the above

 22.    Which is the first bank in India to launch its interactive banking service through Dish TV?
     a) SBI    b) ICICI Bank
     c) HDFC Bank    d) Axis Bank
     e) None of these

 23.    Which is the first bank in India to produce Green Power for captive use through wind mills?
     a) HDFC     b) ICICI    c) SBI
     d) Axis Bank    e) None of these

 24.    Which category of accounts is opened under Financial Inclus-ion?
     a) Senior Citizen Deposit
     b) Super Saver Accounts
     c) No - Frill Accounts
     d) SBI Vishesh    e) None

 25.    Which of the following is correct?
     a)    Headquarters of National Insurance Company Ltd. is at Kolkata
     b)    Headquarters of New India Assurance Co. Ltd. is at Mumbai
     c)    Headquarters of Oriental Insurance Company Ltd. is at New Delhi
     d)    Headquarters of United India Insurance Company Ltd. is at Chennai
     e)    All of the above

 26.    The new corporate governance norms approved by SEBI would become applicable for all listed companies with effect from:
     a) 01 September 2014
     b) 01 November 2014
     c) 01 January 2015
     d) 01 October 2014
     e) None of the above

 27.    Who has taken over charge as CMD of IDBI bank in July 2014?
     a) MV Nair    b) MS Raghavan
     c) KR Kamath
     d) Sadhuram Bansal
     e) TM Bashin

 28.    Maximum compensation an Ombudsman is empowered to award in respect of deficiency in service of the Credit Card operations is:
     a) Rs. 50,000/-    b) Rs. 1 lakh
     c) Rs. 5 lakh    d) Rs. 10 lakh
     e) No limit

 29.    Headquarters of ABN Amro Bank is located in ___
     a) The Netherlands
     b) France    c) Taiwan
     d) Canada    e) Singapore

 30.    Which of the following are rating Agencies?
     a) Standard and Poor
     b) CRISIL    c) ICRA
     d) CARE    e) All of the above

 31.    As per the findings of the World Bank, which of the following recent developments in rural areas has doubled the income of rural households, raised literacy rate by 10% and appreciated land prices by up to 80%?
     a) Relief packages to the farmers
     b)    Construction of all - weather roads
     c)    Recharging of water bodies
     d)    Rainwater harvesting
     e)    None of these
 
 KEY
 1) d    2) c    3) d    4) d    5) b
 6) b    7) e    8) a    9) a    10) c
 11) c    12) a    13) b    14) d    15) d
 16) c    17) b    18) e    19) e    20) a
 21) b    22) b    23) c    24) c    25) e
 26) d    27) b    28) b    29) a    30) e
 31) a.