ఐబిపిఎస్ మోడల్ పేపర్

147.    8 men and 4 women together can complete a piece of work in 6 days. The work done by a man in one day is double the work done by a woman in one day. If 8 men and 4 women started working and after 2 days 4 men left and 4 new women joined, in how many more days will the work be completed?
    1) 5 days    2) 8 days    3) 6 days
    4) 4 days    5) 9 days
148. What will be the compound interest accrued on an amount of Rs 10,000 at 20% p.a in two years if the interest is compounded half - yearly?
    1) Rs. 4,400    2) Rs. 4,600
    3) Rs. 4,461    4) Rs. 4,680
    5) None of these
149.    The income of A is 150% of the income of B and the income of C is 120% of the income of A. If the total income of A, B and C together is  Rs.86,000. What is C's income?
    1) Rs. 30,000    2) Rs. 32,000
    3) Rs. 20,000    4) Rs. 36,000
    5) None of these
150.    Twice the square of a number is six times the other number. What is the ratio of the first number to the second?
    1) 1 : 4    2) 2 : 5    3) 1 : 3
    4) Cannot be determined
    5) None of these

Directions (Q.No.151 - 155): Study the following line graph and answer the questions based on it.
151.    What was the percentage increase in export from 1995 to 1996?
    1) 25    2) 150    3) 125
    4) 140    5) None of these
152.    In which of the following years was the difference in export and import the maximum?
    1) 1992    2) 1993    3) 1994
    4) 1996     5) All of these
153.    In how many of the given years were the exports more than the imports?
    1) 2    2) 3    3) 4
    4) 5    5) None of these
154.    In which of the following years was the percentage decrease in imports the highest from the preceding year?
    1) 1992    2) 1994    3) 1995
    4) 1993    5) None of these
155.    In which of the following pairs of years were the imports the same?
    1) 1990, 1995    2) 1991, 1995
    3) 1993, 1994    4) 1992, 1993
    5) None of these.

Directions (Q.No. 156 - 160): Study the following information carefully to answer these questions.
Percentage of employees in various departments of an organization and the male - female ratio
Male : Female Ratio
Department    Male : Female
Administration    7 : 5
Accounts    2 : 3
HR    5 : 3
Marketing    7 : 8
IT    3 : 4
Operations    5 : 4
Logistics    6 : 5
Printing    2 : 1
156.    What is the ratio of male employees in Administration to those in printing department?
    1) 7 : 4    2) 4 : 7    3) 3 : 4
    4) 7 : 3    5) None of these
157.    What is the difference between the total number of employees in IT and that in Operations department?
    1) 75    2) 150    3) 100
    4) 50    5) None of these
158.    What is the ratio of the total number of males in HR and Marketing to the total number of females in these two departments?
    1) 13 : 15    2) 15 : 13    3) 13 : 17
    4) 17 : 14    5) None of these
159.    How many female employees are there in the HR department?
    1) 250    2) 120        3) 125    4) 150    5) None of these
160.    What is the difference between the number of male and female employees in Logistics department?
    1) 50    2) 25    3) 75
    4) 100    5) None of these

General Awareness
With special reference to
Banking Industry (40 Marks)
161.    From the given options 1 to 5, please find out the one which is not an obj-ective of a central bank of a country?
    1)    The central bank of a country aims at profit
    2)    The central bank is given powers to control and regulate the working of the commercial banks
    3)    Central bank generally is a organ of the government and run by government officials
    4)    Central bank generally controls the credit
    5)    Central bank is generally banker of the government
162.    Channel financing means financing of:
    1)    Laying of agricultural canals
    2)    Dealers of identified large corporate financed by the bank
    3)    NBFCs    4) SHGs/NGOs
    5)    All the above
163.    NREGA (National Rural Employment Guarantee Act) is renamed after
    1) Jawaharlal Nehru
    2) Mahatma Gandhi
    3) Indira Gandhi
    4) Rajeev Gandhi
    5) Abdul Kalam
164.    Syndication of advances is the reco-mmendations of:
    1) Kanan Committee
    2) Shetty Committee
    3) Kalyan Sundram Committee
    4) Ghosh Committee
    5) Narasimhan Committee
165.    As per the RBI's Clean Note Policy, writing on a Currency Note is ___
    1)    an Offence    2) a Crime
    3)    a Punishable Offence
    4)    the notes become non-legal tender
    5)    None of these
166.    SBI's new Training Initiative "Strategic Training Unit" is located at
    1) New Delhi    2) Bangalore
    3) Hyderabad    4) Mumbai
    5) Bangalore
167.    Holidays are declared to the banks under
    1) RBI Act
    2) Banking Regulation Act
    3) Negotiable Instrument Act
    4) Indian Contracts Act
    5) All the above
168.    The first development financial ins-titution in India that has got merged with a bank is
    1) IDBI    2) ICICI
    3) IDFC    4) UTI
    5) SBI
169.    Indian Banks Association (IBA) has a common net working system for sharing the ATM facilities in Mumbai, which is known as
    1) ATM Network
    2) Shared Payment Network System
    3) Cash Network
    4) All the above
    5) None of these
170.    For which of the following currencies is the Indian rupee quoted against 100 units of the foreign currency?
    1) Deutsche Mark
    2) Pound    3) Japanese Yen
    4) US Dollars    5) None of these
171.    In loan cases where repayment of the major or large part of a loan is stipulated in a single payment follo-wing payment of smaller instalment is referred as:
    1) Equated payment schedule
    2) Balloon payment schedule
    3) Bullet payment schedule.
    4) 2 & 3
    5) None of the above
172.    Borrowings in which there is no amortization or where repayment of the principle occurs only at maturity is called:
    1) Equated payment schedule
    2) Bullet payment schedule
    3) Balloon payment schedule
    4) Flip payment schedule
    5) Unique Payment Schedule
173.    Dividend yield refers to:
    1)    The ratio of dividend receive in the previous year to the anticipated market price of a share
    2)    The ratio of anticipated dividend to the current market price of a share
    3)    The ratio of current dividend to the current market price of a share
    4)    The total dividend that is declared every year by an organisation
    5)    None of the above
174.    Banking services delivered to a customer by means of a computer control system that does not directly involve usual banks branch is called:
    1)    Universal Banking             
    2)    Virtual Banking        
    3)    Narrow Banking
    4)    Brick and Mortar Banking
    5)    None of the above
 175.    Green Shoe option refers to:
    1)    Option to the issuer of any financial instrument to sell a certain portion of over subscription in the public issue.
    2)    Option to the issuer of any financial Instrument to retain a certain portion of over subscription in the public issue.
    3)    Option to the under writer of any financial instrument to retain a certain portion of over subscription in the public issue.
    4)    All of the above
    5)    None of these
176. Electronic Clearing Service in banks can be availed only by:
    1)    Individuals
    2) Corporate
    3)    Senior Citizens
    4)    All of these
    5)    None of these

Key
    101) 2    102) 4    103) 5    104) 3
    105) 5    106) 3    107) 4    108) 3
    109) 2    110) 3    111) 5    112) 1
    113) 2    114) 5    115) 2    116) 1
    117) 3    118) 4    119) 2    120) 2
    121) 1    122) 4    123) 1    124) 4
    125) 3    126) 5    127) 3    128) 2
    129) 2    130) 5    131) 3    132) 1
    133) 5    134) 3    135) 2    136) 5
    137) 5    138) 3    139) 4    140) 3
    141) 5    142) 3    143) 3    144) 5
    145) 1    146) 2    147) 1    148) 3
    149) 4    150) 4    151) 3    152) 5
    153) 3    154) 1    155) 5    156) 1
    157) 3     158) 4    159) 4    160) 2
    161) 1    162) 2     163) 2    164) 4
    165) 3     166) 3     167) 3     168) 2
    169) 2     170) 3     171) 2     172) 2
    173) 3     174) 2    175) 2     176) 4